Self-represented Debtor Information Packet
The information packet for self-represented debtors includes all of the information posted on the Court's website and is the same set of documents given to persons who come to the Clerk's Office Customer Service counter.
The packet is a 12 page document of step-by-step instructions and checklist along with resource materials and required forms.
Resource Materials and Required Forms
Please note that all of forms contained in the attachments are available on the Forms for Debtors page either as fillable pdf files, WordPerfect documents or MS Word documents. You may want to use the printed forms for drafting and then create the final forms online from the forms page.
- Materials to read when considering filing (53 pages)
- Warning and explanation of pre-petition budget and credit counseling requirements
- Important notice regarding debtor's duty to provide documentation (payment advices, banking and investment account statements, and tax returns) and indentification verification documents to bring to the Meeting of Creditors.
- U. S. Courts' Information sheet on the bankruptcy process
- U. S. Courts' Information sheet on the discharge in bankruptcy
- U. S. Courts' Information sheet on chapter 7, liquidation under the Bankruptcy Code
- U. S. Courts' Information sheet on chapter 13, individual debt adjustment
- U. S. Courts' Information sheet on bankruptcy terms; a glossary
- U. S. Courts' Information sheet on filing bankruptcy without an attorney
- Additional resources (51 pages)
- Notice to Individual Consumer Debtor Under § 341(b) of the Bankruptcy Code
- List of Exemptions - State of New Mexico and federal exemptions
- U. S. Census Bureau information regarding Median Family income guidelines
- Internal Revenue Service form 4506-T, Request for Transcript of Tax Return
- List of Approved Credit Counseling Agencies
- List of Approved Debtor Education Agencies
- Voluntary petition with exhibits (6 pages)
- Voluntary petition, B1 (official form 1)
- Exhibit C to petition
- Exhibit D to petition, Individual Debtor's Statement of Compliance with Credit Counseling Requirement
- Schedules A-C (7 pages)
- Summary of Schedules and Statistical Summary of Certain Liabilities
- Schedule A - real property
- Schedule B - personal property
- Schedule C - property claimed as exempt
- Schedules D-F (7 pages)
- Schedule D - creditors holding secured claims
- Schedule E - creditors holding unsecured priority claims
- Schedule F - creditors holding unsecured nonpriority claims
- Schedules G -J and signature page (5 pages)
- Schedule G - executory contracts and unexpired leases
- Schedule H - codebtors
- Schedule I - current income of individual debtors
- Schedule J - current expenditures of individual debtors
- Declaration concerning debtor's schedules
- Statement of Financial Affairs (11 pages)
- Statements of Current Monthly Income, intention, and social security number (20 pages)
- Chapter 7 statement of current monthly income and means-test calculation
- Chapter 13 statement of current monthly income and calculation of commitment period and disposable income
- Chapter 7 individual debtor's statement of intention
- Statement of Social Security Number(s)
- New Mexico forms (18 pages)
- Forms 503, 504 and 505 regarding credit counseling
- Form 506, deposit of rent
- Form 900, certification that debtor has no spouse
- Form 901, statement disclosing non-filing spouse
- Sample form 15, notice to creditors of non-filing spouse information
- Form 13, certificate of compliance with NM LBR 1007-5(b) regarding notice of non-filing spouse information
- NM LF 3A, application and order to pay filing fee in installments
- Instructions for filing an application for waiver of chapter 7 filing fee with poverty guidelines
- NM OF 3B, application for waiver of the chapter 7 filing fee
- NM OF 23, Debtor's certification of completion of postpetition instructional course in personal financial management